PHS Blog: The Veterinary Practice Owner’s 4-Step Guide to Selecting Employee Health Benefits
Veterinary practice owners are dedicated to health. It’s the foundation of a lifelong commitment to animals. But while veterinary practice owners and managers are experts on caring for animals, navigating the confusing world of employee health, is, well, a whole different animal.
Dispelling Disability Myths
In Disability Insurance onRead moreDisability isn’t often the topic of conversation, but it’s something that changes a person’s life, either temporarily or permanently. You may not think you’ll ever become disabled, but it’s a higher chance than you might think. And disability doesn’t just happen to the elderly—it affects people of all ages.
0Uncovering the Connection Between Your Eye and Mouth Health and Your Overall Wellbeing
Read moreSeeing a primary care physician is a regular practice for most people. Our yearly checkups are intended to make sure everything is in good condition. But many people don’t realize how crucial regular eye exams and dental appointments can be to maintaining overall wellness. The health of your eyes and mouth may be more important than you know.
Why Some Moms Don’t Have Life Insurance (and Why They Should Reconsider)
In Life Insurance onRead moreAs a veterinarian, you have probably seen firsthand how protective a mother is of her young. Even the general public knows to stay far away from a mama bear’s cubs or a nesting mama goose. It’s no different with human mothers. They defend and diligently keep watch over their kids to ensure their safety. But how many mothers…
How Long-Term Care Insurance Can Help Secure Your Future
In Long-Term Care Insurance onRead moreMany people don’t realize that just one year of nursing home care can cost more than $108,405. What’s more, in 2021, the national median of annual health aid costs was $61,776 and is projected to increase to $129,345 by 2046. Paying so much for care can deplete your savings, causing you to miss out on travel, home improvements, and other large expenses. Though long-term care…
Underwriting 101
In Underwriting onRead moreUnderwriting is a term used to describe an important process in the world of insurance. Medical underwriting is the evaluation of your medical history to approve or deny the amount of coverage you have requested. Insurance is all about understanding and planning ahead for the risks we all face; insurers want to make sure those risks are properly evaluated before making a final decision. The…
How Veterinarians Can Take Charge of Their Own Happiness
In Happiness onRead moreVeterinary medicine is a rewarding career, full of positive outcomes and appreciative clients. That’s why you chose it, right? But it also comes with its share of stress, which sometimes can feel overwhelming. The hours can be long, client interactions aren’t always positive, and some patients cannot be cured despite your best efforts.
7 Special Animal Stories to Bring You Joy
In Animal Stories onRead moreEveryone deserves a pick-me-up, and these stories are here to do just that. Whether you’re an animal lover or just want to learn some new facts, we’ve got you covered. Keep reading for some fun and informative animal stories from the year. Get ready to smile.
Hospital Indemnity Insurance: What You Need to Know
Read moreThe average length of a hospital stay in the United States is 5.5 days according to the Organisation for Economic Co-operation and Development, and the average cost per stay is $11,700. But that isn’t even the full story. A hospital stay can create additional unexpected expenses—like extra childcare costs—or affect your income, making it more difficult to pay for everyday living expenses. Have you considered…
Discovering the Power of Life Insurance with the Miller Family
In Life Insurance onRead moreA mutual friend with a new dog brought Stephen and Katie together. Stephen had headed to his friend’s house to meet the new furry member of the family, and when he got there, he saw Katie playing with the dog in the backyard. “Katie was so outgoing,” says Stephen. “She was the nicest person you’ll ever meet.” That first meeting led to beach outings and…
Student Loan Payments in the Event of a Disability: What You Need to Know
In Students onRead moreVeterinary education costs have risen dramatically. The average cost to obtain your DVM typically exceeds $200,000 according to the VIN Foundation. It’s not surprising that many veterinarians take out student loans to help cover the costs. Currently, the average debt of veterinary graduates is about $150,000. That equates to a $1,726 monthly loan payment, assuming a 6.8% interest rate and a 10-year repayment term.